University of Bahrain
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Islamic Banking and the Perspectives of Savings Mobilization in Tunisia

Show simple item record Jedidia, Khoutem Ben Boubakri, Fatma 2018-12-26T10:11:27Z 2018-12-26T10:11:27Z 2018-12-01
dc.identifier.issn 2469-259X
dc.description.abstract This paper analyzed the prospects of Islamic banking perspectives in savings mobilization in order to finance the development process in Tunisia. Besides the examination of the savings reality in Tunisia, this study investigated and compared Tunisians’ perceptions of savings in Islamic banks and conventional ones through a qualitative approach. The opinion poll of a sample of Tunisian adults proved that the potential of Islamic banking to mobilize savings is mediated by both the degree of Islamic banking saving awareness and contextual factors. Thus, Islamic banks can influence Tunisian savings by expanding knowledge of Islamic banking regardless of social demographic differences. Other obstacles to the adoption of Islamic savings products include the distrust and the questioning of the loyalty of Islamic banks as well as the limited number of Islamic banks and Islamic bank branches. Consequently, it is recommended to elaborate appropriate marketing strategies and highlight the specificities of Islamic savings products compared to conventional ones which in return would enable Islamic banking savings products to raise more funds for investment purposes. en_US
dc.language.iso en_US en_US
dc.publisher University of Bahrain en_US
dc.rights Attribution-NonCommercial-NoDerivatives 4.0 International *
dc.rights.uri *
dc.subject Islamic Banking en_US
dc.subject Hoarding en_US
dc.subject Financial inclusion en_US
dc.subject Savings en_US
dc.subject Tunisia en_US
dc.title Islamic Banking and the Perspectives of Savings Mobilization in Tunisia en_US
dc.type Article en_US
dc.identifier.doi http: //
dc.volume 4 en_US
dc.issue 02 en_US
dc.pagestart 89 en_US
dc.pageend 102 en_US
dc.contributor.authorcountry Tunisia en_US
dc.contributor.authoraffiliation Higher Institute of Accounting and Business Administration, Univ Manouba & Unit research on Islamic Economics and Finance, Univ Zitouna Tunisia en_US
dc.contributor.authoraffiliation College of Business, King Khalid University (KSA), High School of Commercial and Economic Sciences, Univ Tunis en_US
dc.source.title Journal of Islamic Financial Studies en_US
dc.abbreviatedsourcetitle JIFS en_US

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